Our Mission is to provide a courteous and efficient online service where clients can obtain a Payday Loan, Cash Advances, Quick Cash Loans, CTC Payday Loans, ODSP Payday Loans, CPP Cash Advances, OAS Cash advances, BC Disability Fast Cash Advances and Paycheck / Payroll Payday Loans.

Apple Tree offers 7 days a week service. Often having a Cash Advance in your account in less than 20 minutes.

If etransferloans.com receives your payment after the due date of your loan, it will be considered late, and you will be charged a fee of $50 from etransferloans.com. Annual interest for late payment is calculated at 59% after the original due date of the loan. You may also incur an overdraft charge from your bank. The best way to avoid making late payments is have sufficient funds in your bank account on your payment due date. etransferloans.com has agreements with third party collections agencies, authorizing them to collect on delinquent accounts. Accounts may be settled for less than the amount actually owing, at the discretion of the collection agency.

If a pre-authorized withdrawal is returned for any of reason you will be charged an NSF fee of $50 from etransferloans.com. You may also incur an overdraft charge from your bank.

In the event that you do not repay us on a loan, you will not be permitted to borrow from us again until such time as you have repaid your outstanding delinquent loan. In addition, your file, including all delinquency information regarding your delinquent loan, will be sent to a third party collection agency. We only use reputable collection agencies that comply with all prevailing best and lawful collections practices.

Any customer who does not repay his or her loan in full by the loan's due date will be considered delinquent and the loan will be classified as non-payed. In such cases, the customer's file will be sent to a third party collection agency and customer will have this default reported to a credit agency. The customer's credit rating may be negatively impacted..

To qualify for a payday loan, minimum net pay requirements will apply and may vary by province. Other conditions may also apply. Ask a etransferloans.com Customer Service Representative (CSR) for details.